Attention homeowners in Amarillo and Randall County: Get an Appraisal today!
See the top seven reasons TX homeowners need Anderson Appraisal, LLC:
Need help determining the price of your home in or near Amarillo, TX?
We at Anderson Appraisal, LLC understand the particular needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Anderson Appraisal, LLC is seasoned in helping folks just like you delete unwanted and unneeded PMI insurance.
Challenging Randall county's assessment of your property
Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Anderson Appraisal, LLC is your number one weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Anderson Appraisal, LLC can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Anderson Appraisal, LLC can We can assist you. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.